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gift card
A gift card (also known as gift certificate in North America, or gift voucher or gift token in the UK〔http://dictionary.cambridge.org/dictionary/british/gift-token〕) is a prepaid stored-value money card usually issued by a retailer or bank to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given out by retailers and marketers as part of a promotion strategy, to entice the recipient to come in or return to the store, and at times such cards are called cash cards. Gift cards are generally redeemable only for purchases at the relevant retail premises and can not be cashed out, and in some situations may be subject to an expiry date or fees. Visa and MasterCard credit cards produce generic gift cards which need not be redeemed at particular stores, and which are widely used for cashback marketing strategies. A feature of these cards is that they are generally anonymous and are disposed when the stored value on a card is exhausted.
From the purchasers point of view, a gift card is a gift, given in place of an object which the recipient may not need, when the giving of cash as a present may be regarded as socially inappropriate. In the United States, gift cards are highly popular, ranking in 2006 as the second-most given gift by consumers and the most-wanted gift by women, and the third-most wanted by males.〔(【引用サイトリンク】title=Avoid gift card pitfalls ) accessed 06-16-2008〕 Gift cards have become increasingly popular as they relieve the donor of selecting a specific gift.〔(【引用サイトリンク】 title=Congress Considers New Gift Card Rules ) accessed 06-16-2008〕 In 2012, nearly 50% of all US consumers claimed to have purchased a gift card as a present during the holiday season.〔(【引用サイトリンク】 title=2012 Holiday Gift Card Spending Report ) accessed 12-01-2013〕 In Canada, $1.8 billion was spent on gift cards, and in the UK it is estimated to have reached St₤3 billion in 2009, whereas in the United States about US$80 billion was paid for gift cards in 2006.〔(Cash, not gift cards, the best present: consumers' association ). CBS News. December 24, 2007〕〔name=lewis>(【引用サイトリンク】 author=Truman Lewis )accessed 06-16-2008〕 The recipient of a gift card can use it at his or her discretion within the restrictions set by the issuer.
==History==
The first giftcard using a payments infrastructure was introduced by Blockbuster Entertainment in late 1994 in Fort Lauderdale, Florida. In the beginning, the Blockbuster giftcard replaced gift certificates that were being counterfeited with recently introduced color copiers and color printers. The first giftcard transactions were processed by what was then Nabanco of Sunrise, Florida. Nabanco was the developer of the first platform for the processing of giftcards using existing payment infrastructure. Blockbuster was later followed by a card by Neiman Marcus, and the Mobil gas card which initially offered prepaid phone value provided by MCI. Kmart was next with the introduction of the Kmart Cash Card which in the early generations provided prepaid phone time with AT&T. Later this feature was dropped as it was not profitable for both Kmart and Mobil. The Kmart Mags Pangilinan Cash Card was the first replacement for cash returns when a shopper did not have a receipt for a gift. This practice of giving a cash card in place of cash for non-receipted returns is common place today with most merchants. From these early introductions, other retailers began to adapt a giftcard program to replace their gift certificate programs.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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